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Conventional Mortgages
Gerald Laufer / Licensed MLO
NMLS 140998
(908) 242-6311 20+ years experience specializing
in low rates and enhanced service.
call: (908) 242-6311 text: (908) 242-6311
Jumbo mortgages are generally loan amounts greater than $806,500 (for 2025). The term "non-conforming" is also commonly used for these higher loan amounts.

These loan types essentially work the same way as conventional mortgages. Rates however, usually run higher to off-set higher lender/investor risks.

Conventional NonQM / Alt-A Jumbo   FHA     VA     NonQM-Income    USDA    SBA   
Self-Employed    Commercial    Fix & Flip    Investment    Private Lenders  .  .  .   and more!
Innovative Mortgage Services, Inc. - NMLS 250769
17717 Hunting Bow Circle, Unit 101, Lutz, Fl. 33558